[//]:content-type-MARKDOWN-DONOT-DELETE To help institutional clients enhance capital efficiency and expand the trading scale, Gate.io has fully upgraded its **zero-interest loan program** . Apply now to enjoy **an interest-free loan limit of up to 10 million USDT**. **How to Apply?** Contact your account manager, or apply via the link or email mm@gate.com.

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**I. Exclusive for New Clients (OTC /Unified Account)** **Eligible Clients: **Clients with **a monthly trading volume exceeding $10 million at other exchanges** can provide proof of their trading volume over the past 30 days to receive a loan limit upon joining Gate. **Loan Policy:** **Within 30 days from the date of the obtaining** interest-free loan , if the cumulative trading volume meets the target, clients can enjoy a **60-day** interest-free period. **Only 10 spots available each month — first come, first served** Interest-free loan limits and trading volume requirements are as follows: | USDT Interest-Free Limit | 30-Day Cumulative Trading Volume ($) | | :--- | :--- | | 200,000 | >15,000,000 | | 300,000 | >30,000,000 | | 400,000 | >60,000,000 | **Assessment at Maturity:** If the trading volume target is not met, interest must be paid at the agreed rate, and the principal and interest must be repaid within 3 days. If the target is met, the interest-free period extends by 30 days, totaling 60 days interest-free.
**Loan Tier Upgrade Path** 1. After the initial loan term, if your trading volume meets the requirement, you may apply for a **higher loan tier** with a new 30-day trading assessment. If the trading volume target is not met, interest must be paid at the agreed rate, and the principal and interest must be repaid within 3 days. If the target is met, the interest-free period extends by 30 days, totaling 60 days interest-free. 2. Example 1: **Gradual Tier Upgrade** * Client A starts with **Tier 1** (200,000 USDT) . If they reach $15 million in 30 days, they get an additional 30 days interest-free. * Then they apply for **Tier 2** (300,000 USDT) — if they reach $30 million in 30 days, another 30 days interest-free is granted. * Then upgrade to **Tier 3** (400,000 USDT) — reaching $60 million within 30 days allows another 30-day extension. * Repay loan principal after the interest-free period ends. 3. Example 2: **Direct Highest Tier Application** * Client B directly applies for Tier 3 (400,000 USDT). If $60 million trading volume is achieved in 30 days, they enjoy an additional 30 days interest-free. * As this is the highest tier, no further upgrade is available. Repay loan principal after the interest-free period ends **II. Exclusive for Large Amount Loan (OTC /Unified Account)** **Eligible Clients:** Institutional clients who have completed KYB verification and achieved a 30-day trading volume exceeding $100 million can apply for an interest-free limit of up to **10 million USDT** based on your trading volume. Two loan options are available: Unified Account Loan and OTC Loan. **Loan Policy:** Clients who meet the 30-day maker and taker volume requirements for futures or spot trading, as shown below, can apply for the corresponding interest-free loan limit. | Loan Limit (USDT) | Perpetual Futures Maker Trading Volume ($) | Perpetual Futures Taker Trading Volume ($)| |Spot Maker Trading Volume ($) | Spot Taker Trading Volume ($) | | :--- | :--- | :--- | :--- | :--- | :--- | | 1,000,000 | 200,000,000 | 55,000,000 | or | 80,000,000 | 25,000,000 | | 2,000,000 | 400,000,000 | 120,000,000 | or | 145,000,000 | 60,000,000 | | 3,000,000 | 600,000,000 | 200,000,000 | or | 240,000,000 | 115,000,000 | | 4,000,000 | 950,000,000 | 320,000,000 | or | 330,000,000 | 155,000,000 | | 5,000,000 | 1,350,000,000 | 440,000,000 | or | 400,000,000 | 195,000,000 | **Maximum loan Limit:** Spot and futures can be calculated separately, with a combined maximum limit of 10 million USDT for spot + futures. **Assessment Cycle:** * Each Calendar month is an assessment cycle. * Gate reviews trading volumes on the first day of each month. **Assessment Standards:** * Clients must meet the monthly trading volume requirements for both **taker and maker** trades in either **spot or futures**, corresponding to their loan tier. **Action for Non-Compliance:** * If trading volume requirements are not met, interest must be paid at the agreed rate, and the principal and interest must be repaid within 3 days of the review result notification (based on the official email notification). * Late repayment will trigger an automatic repayment process; if account funds are insufficient, forced liquidation may be initiated. **Notes:** 1. Unified Account loan funds can only be used for spot leverage trading. OTC loan funds have no market restrictions. 2. All 0-fee trading pairs are excluded from the calculation. 3. New clients cannot participate in the GMMC program simultaneously. 4. All loans under this program require account collateral. Margin ratios and risk control mechanisms follow the Unified Account rules. For details, consult your account manager or visit https://www.gate.com/loan-info. 5. The previous Institutional Zero-Interest Loan Program has ended. 6. For further inquiries, contact your account manager or email mm@gate.com. Gate Team Jul 1st, 2025 **Gateway to Crypto** Trade over 3,500 cryptocurrencies safely, quickly, and easily on Gate **Take Action Now** Sign up and claim up to $10,000 in welcome rewards Invite friends and earn a 40% commission **Stay Connected** Visit Gate's official website Download the Gate App | Desktop Follow us on X (Twitter) to get more bonuses Join our Telegram community to discuss trending topics Engage with our global community for the latest insights **Transparency & Security** Check our 100% Proof of Reserves

Institutional Zero-Interest Loan Program Upgrade: Unlock 200,000-10,000,000 USDT in Interest-Free Credit